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![PDF] Digital Transformation in South Africa's Short-Term Insurance Sector: Traditional Insurers' Responses to the Internet of Things (IoT) and Insurtech | Semantic Scholar](https://d3i71xaburhd42.cloudfront.net/54bc817226a600d14ac4b2f40d3bf996b40a8768/3-Figure1-1.png "PDF] Digital Transformation in South Africa's Short-Term Insurance Sector: Traditional Insurers' Responses to the Internet of Things (IoT) and Insurtech | Semantic Scholar")
PDF] Digital Transformation in South Africa's Short-Term Insurance Sector: Traditional Insurers' Responses to the Internet of Things (IoT) and Insurtech | Semantic Scholar
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